Optimizer

Make the prompt do the work

A landscape scan, a competitive comparison, or any deliverable that has to cite where it got its facts.

Your current prompt

**Topic**
Payment Processor Fee Comparison for {{business_type}}

**Scope**
1. Published per-transaction rate and fixed fee for Stripe, Square, PayPal, and Adyen at {{monthly_volume}} in monthly transaction volume.
2. Card-present versus card-not-present rate differential for {{business_type}}, since the two can differ by more than a percentage point.
3. Chargeback and dispute fee per processor, and whether the fee is refunded on a win.
4. Payout timing (standard settlement window, and the cost of an instant-payout option).
5. Interchange pass-through versus flat-rate pricing, and which model is cheaper at {{monthly_volume}}.
Focus should be on {{business_type}} processing a mix of card-present and online transactions, characterized by ticket sizes under 200 dollars where fixed per-transaction fees weigh heavily. Every rate cited must come from the processor's own published pricing page, with its effective date noted.

**Sources**
Use each processor's own pricing page as the primary artifact (Stripe, Square, PayPal, Adyen); Visa's and Mastercard's published interchange rate tables for the underlying cost floor; the Merchant Risk Council's published benchmarks for chargeback-rate context by {{business_type}}; and practitioner communities (r/smallbusiness, Indie Hackers payments threads) for real merchants reporting effective blended rates after negotiation.

**Analysis Framework**
Build the Effective Rate Model. Report outline: 1. **Published Rate Comparison** - a table with columns Processor, Card-Present Rate, Card-Not-Present Rate, Fixed Fee, Chargeback Fee; 2. **Blended Effective Rate** - computed at {{monthly_volume}} using {{business_type}}'s stated transaction mix; 3. **Payout Timing** - standard and instant-payout cost per processor; 4. **Interchange-Plus vs Flat-Rate** - the crossover volume at which interchange-plus becomes cheaper; 5. **Recommendation** with the single volume threshold that would change it.

Uncertainty Log: Negotiated rates below published list price that could not be confirmed without contacting each processor's sales team directly.

Template · 2 variables

2 of 2 still blank. Anything left blank is sent to the model as {{placeholder}}.

Describe your ideal output (optional)

ModeModel

4 blocks · 3 clarifying questions · Auto rotates through the models your plan unlocks, switching every two runs per mode.

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Research frame

What you will get back

01Topic
A headline in Title Case. A colon subtitle is allowed. No sentence, no verb.
02Scope
A numbered 1–5 coverage list, each item carrying parenthetical sub-metrics. Include a "focus should be on the <profile>, characterized by …" sentence and an explicit citation mandate.
03Sources
Source CLASSES, each with concrete named EXAMPLES: official documentation, filings and rulings, industry reports (name them), data aggregators (name them), practitioner communities, trade bodies.
04Analysis Framework
Open by naming the artifact ("Strategy Suitability Matrix"), then a numbered report outline whose section names are bold. Include one table or matrix with its Columns spelled out. End with an Uncertainty Log section.

Plus 3 clarifying questions you can answer to re-run with more facts.